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Terms and Conditions

Please read these terms carefully before using Pergoloan services or submitting an application.

Last updated: June 18, 2026

1. Acceptance of Terms

By accessing and using Pergoloan's website and services, you accept and agree to be bound by these Terms and Conditions. If you do not agree, please do not use our services.

2. Services

Pergoloan provides pergola design, installation, and financing services. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time with reasonable notice where practicable.

3. Financing Terms

Our financing options are subject to qualification and may vary based on individual circumstances. Terms may include:

  • 0% APR financing available for qualified applicants
  • Payment plans up to 24 months for qualified applicants; longer terms may be promoted but are not guaranteed
  • 25% down payment may be required
  • Homeownership and current mortgage status may be required

All financing terms are subject to change. Final terms are provided upon qualification. Qualification is not guaranteed.

4. Application Process

By submitting a financing application, you agree to provide accurate and complete information. Application fees are refundable if you do not qualify. If you qualify, the fee may be applied toward your pergola balance. Qualification is not guaranteed.

5. Text messaging (SMS)

If you opt in to receive text messages from Pergoloan, you agree to our SMS & Text Messaging Policy, which describes how we obtain consent, the types of messages we send, message frequency, and how to opt out (reply STOP).

Consent to receive text messages is not required to purchase services or obtain financing. Message and data rates may apply.

6. Installation and Warranty

Installation timelines and warranties are specified in your individual contract. Pergoloan is committed to quality workmanship and will address issues covered under warranty.

7. Limitation of Liability

Pergoloan shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of our services or inability to use our services, except where prohibited by law.

8. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Pergoloan and is protected by applicable intellectual property laws.

9. Changes to Terms

We may modify these Terms and Conditions at any time. Changes are effective when posted on this page. Continued use of our services constitutes acceptance of updated terms.

10. Contact Information

Questions about these Terms and Conditions:

Email: info@pergoloan.com

Phone: +1 (551) 419-2520

11. Governing Law

These Terms and Conditions are governed by the laws of the State of Florida, without regard to conflict-of-law principles.